Financial inclusion lies at the heart of NSSF's purpose of improving lives and creating inclusive sustainable wellbeing. By expanding access to long-term savings, introducing innovative member-focused products, and strengthening financial literacy, the Fund is empowering more Ugandans to build financial security, whether they are formally employed, self-employed or working in the informal sector.
Products and services
Creating opportunities for every Ugandan to save, grow and thrive
Our growing suite of savings solutions encourages members not only to contribute through mandatory employment but also to build additional wealth through voluntary savings. By making it easier to save more, save earlier and save flexibly, NSSF is helping individuals and families strengthen their financial resilience while supporting Uganda's long-term economic development.
Empowering voluntary savings
Introduced in November 2024, Smartlife Flexi represents an important milestone in expanding financial inclusion beyond mandatory savings. The voluntary savings product provides members with the flexibility to determine how much they save, how frequently they contribute and the financial goals they wish to achieve.
Designed to support both existing members wishing to build additional savings and individuals in the informal sector seeking long-term financial security, Smartlife Flexi provides a simple, accessible, and flexible savings solution that empowers members to take greater control of their financial future.
Read moreFY2026 highlights
Supporting members throughout their financial journey
Prescribed benefits

Age benefits
Paid to all contributing members who have reached the retirement age of 55 whether they are still in active employment or not.

Withdrawal benefit
Paid to members on attaining the age of 50 years, if they have been out of employment for a year.

