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05 Our Sustainability 02 Message from our Managing Director
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Our Sustainability

02

Message from our Managing Director

Protect today’s savings, create tomorrow’s opportunities, strengthen our communities and build enduring value for generations.

Green cultivated hills in warm sunlight
Patrick M. Ayota, Managing Director

Managing Director

Patrick M. Ayota

“We believe lasting prosperity is created through responsible stewardship. Creating lasting value for our members is embroidered in the Fund’s daily operations as we create tomorrow’s opportunities. Prudently investing our members’ savings gives a lifeline that ensures prosperity that shall benefit generations to come. True sustainability is achieved when financial strength, social progress and responsible stewardship advance together."
Up nextShared value for generations

Message from our Managing Director

Shared value for generations

As we commemorate four decades of serving Uganda, sustainability is no longer viewed as a separate reporting requirement. Rather, it is rooted in the way we think, govern, invest and serve. It shapes the choices we make today so that the value we create continues to benefit future generations.

The Fund’s purpose is to make saving a way of life while creating long-term prosperity for our members, communities, and country. This is about balancing today's performance with tomorrow's resilience. Every investment decision therefore carries two responsibilities: delivering sustainable, long-term returns for our members while contributing to a stronger, more inclusive and more resilient Uganda. In turn, this strengthens the Fund's ability to deliver better retirement outcomes for generations to come.

Inseparable success

We increasingly recognise that sustainable growth requires active participation in expanding economic opportunity. Through innovation, partnerships and targeted inclusion initiatives, we are broadening economic participation, strengthening financial resilience and contributing to Uganda's long-term development.

Thinking differently to create our own future

Pension funds have traditionally focused on serving those already participating in formal employment. While this remains important, Uganda's future will increasingly be shaped by entrepreneurs, farmers, traders, innovators, transport operators and millions of hardworking people in the informal economy.

We believe it is our responsibility to create solutions that fit these individuals’ lives, without expecting them to conform to traditional systems. This approach has shaped how we have innovated, built partnerships and extended the social security safety net over the past 24 months.

In an evolving landscape, opportunities within the agriculture sector have also emerged. The sector supports millions of Ugandan households, and the Fund is exploring ways to connect farmers to more predictable market opportunities, strengthen productivity, improve incomes and expand participation in long-term savings.

By designing practical savings solutions and products around how Ugandans earn and manage money, and using innovation, digital tools, education and partnerships, we aim to remove barriers to the formal economy, expand financial inclusion and help households build lasting financial security. In FY2025/26, we collected UGX 137.9 billion in voluntary contributions from the informal sector, demonstrating members’ willingness to save for their future and therefore building Uganda’s future.

Up nextServing beyond purpose with impact

NSSF Integrated Report 2026

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NSSF Integrated Report 2026

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01

Report Overview

02

Our Business

03

Our Strategy

04

Our Governance

05

Our Sustainability

06

Our Performance

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