Expanding social security
2035 ambition
50%
of Uganda's working population
2025/2026 achieved
311,730
Target: 300,000
Progress towards achieving 15 million membership target by 2035
24.1%
3.65 million total membership
2026/27 target
370,000
Strategic highlights
During FY2025/26, the Fund registered 311,730 new members against a target of 300,000, bringing total membership to 3.65 million.
Expanded access through new saving models
Introduced Smartlife and simplified registration and contribution journeys, making social security more accessible to workers beyond the traditional payroll system.
Built ecosystem partnerships
Expanded partnerships with telecommunications companies, financial institutions, and other ecosystem partners to reach more potential savers through trusted channels.
Encouraged deeper participation
Introduced voluntary top-ups and continued growing Smartlife, enabling members to strengthen their long-term financial security.
Strengthened compliance
Improved employer compliance and reactivated dormant employers to increase active membership and regular contributions.
Looking ahead
During FY2026/27, the Fund will build on the strong foundations established during the first year of Vision 2035 by accelerating participation, encouraging more consistent saving, and strengthening members' long-term financial security. Success will increasingly be measured not only by the number of members we register, but by the number who save actively, contribute consistently, and build meaningful retirement savings.
Key priorities include:
Scaling inclusive savings
solutions
Expand SmartLife, voluntary top-ups and Amaka to provide more flexible and accessible savings solutions for people beyond traditional employment.
Strengthening ecosystem partnerships
Deepen partnerships with trade unions, telecommunications companies, banks, and other ecosystem partners to simplify onboarding, contributions, and member engagement at scale.
Encouraging active and consistent saving
Promote regular saving through personalised financial literacy, behavioural insights and simpler member journeys that strengthen long-term saving habits.
Enhancing employer
compliance
Continue segmenting the employer base, reactivating dormant employers, and implementing targeted compliance interventions to improve sustained remittances.